Every supervisor your bank answers to, read by entity.
Regulatory change management for banks: RegWatch reads prudential, conduct and financial crime publications from the ECB, the EBA, AMLA, the PRA, the FCA and FinCEN, and says which entity each one reaches.
What a banking team sees
Pennaris, a fictional group headquartered in Amsterdam, Netherlands, runs RegWatch on its regulators. This is the alert it received for the Financial Conduct Authority’s policy statement of 18 Mar 2026.
- FCA PS26/2: material third-party register and notifications apply from 18 Mar 2027 (official source, opens in a new tab)MEDIUM · relevance 84
- AMLA consults on EU-wide formats for suspicious transaction reports (official source, opens in a new tab)MEDIUM · relevance 71
- FinCEN proposes to reform AML/CFT program rules for all financial institutions (official source, opens in a new tab)MEDIUM · relevance 69
Pennaris is fictional. The regulators and publications are real. Not legal advice.
The regulators and topics in scope
RegWatch suggests the authorities for your markets; your team decides the scope and can add any source that publishes online.
- European Central Bank Banking SupervisionEuropean Union (official site, opens in a new tab)
- Single Resolution BoardEuropean Union (official site, opens in a new tab)
- Authority for Anti-Money Laundering and Countering the Financing of TerrorismEuropean Union (official site, opens in a new tab)
- European Banking AuthorityEuropean Union (official site, opens in a new tab)
- Prudential Regulation AuthorityUnited Kingdom (official site, opens in a new tab)
- Financial Conduct AuthorityUnited Kingdom (official site, opens in a new tab)
- Central Bank of IrelandIreland (official site, opens in a new tab)
- Bank of LithuaniaLithuania (official site, opens in a new tab)
- Financial Crimes Enforcement NetworkUnited States (official site, opens in a new tab)
- Office of Foreign Assets ControlUnited States (official site, opens in a new tab)
- Consumer Financial Protection BureauUnited States (official site, opens in a new tab)
- Hong Kong Monetary AuthorityHong Kong (official site, opens in a new tab)
- Monetary Authority of SingaporeSingapore (official site, opens in a new tab)
- Basel Committee on Banking SupervisionGlobal (official site, opens in a new tab)
- Financial Action Task ForceGlobal (official site, opens in a new tab)
- AML/CFT
- Suspicious transaction reporting
- Third-party risk
- Operational resilience
- Regulatory reporting
- Supervision
How banking teams run it
Third-party and incident reporting
FCA PS26/2 requires a register of material third-party arrangements and notifications from 18 March 2027. The alert names the services and providers in scope, and the obligation carries the register as evidence.
AMLA supervision and AML standards
Article 12(1) of the AMLA Regulation brings institutions operating in six or more member states into AMLA’s assessment for direct supervision. RegWatch follows AMLA’s standards and consultations, such as the draft ITS on suspicious transaction report formats, against each entity’s footprint.
US AML program rules
FinCEN’s proposed AML/CFT program rule (91 FR 18704) changes how an institution documents its risk assessment. RegWatch tracks it from proposal and comment period to final rule, with an owner and a review date.
Contract review for third-party rules
RegWatch Legal reviews every ICT provider agreement in one table: service, critical function, termination notice, audit rights and data locations, each cell cited. The third-party risk policy is redlined as tracked changes. Outputs are drafts for professional review.
Questions
Which banking regulators can RegWatch read?
Any that publish online: ECB banking supervision and the Single Resolution Board, national supervisors such as BaFin and the Central Bank of Ireland, the EBA, the PRA and the FCA, AMLA and FinCEN, and standard setters such as the Basel Committee and FATF, each read in the language it publishes in. Your watchlists set the scope.
Can we separate entities and regions?
Yes. The company profile lists each legal entity with its licenses and markets, and alerts name the entity a change reaches. A group can also be set up as an organization hierarchy, with its own watchlists and owners in each organization.
Do we have to replace our GRC platform?
No. RegWatch works alongside it. RegWatch finds the changes that apply to you and explains why; your team assigns owners and records decisions, and RegWatch keeps the evidence and the audit trail. Your GRC platform stays the home of risks, controls and testing, and your decisions reach it by export: the Inbox exports to Excel, and alerts and management reports export as PDFs.
Guides
- Horizon Scanning and FCA Expectations: What UK Firms Must DemonstrateWe found no FCA Handbook rule that names horizon scanning; the expectation is assembled from SYSC, the Principles and the Senior Manager Conduct Rules. This piece maps each anchor to the evidence a supervisor can ask for, with a 17-row checklist and the enforcement record for firms that missed changes.
- Regulatory Obligations Register Template: How to Build One That Survives an AuditA free, ungated obligations register template with 28 annotated fields, six populated rows from DORA, and the change-management columns that decide whether the register survives an audit. It is built for a time when regulators collect registers in prescribed formats.
- MiCA Compliance Checklist for Crypto Firms After the TransitionThe Article 143(3) grandfathering window closed on 1 July 2026, which makes most MiCA checklists obsolete. This one lists obligations by entity type with article-level citations, the evidence supervisors ask for, and the TFR, DORA and AMLR dates that land on the same firms.
See a banking demo on your supervisors.
Name the supervisors your entities answer to. The demo runs on them.